Wednesday, January 20, 2010

Tips on Reducing Car Insurance Premiums

If you file a claim for minor collision repairs then your premiums could increase Dallas, TX – Dent repair expert, Jack Barker, helps consumers save time and money on minor collision repairs.

Jack owns Collision on Wheels, a mobile auto body repair shop that comes to the consumer to provide cosmetic repairs. “The work is typically completed within ½ a day and the cost is often less than an insurance deductible,” said Barker.

Collision on Wheels is qualified to perform repairs and work with insurance providers should it be necessary to file a claim. During a recent interview, Jack talked about how insurance rates are determined and how consumers can get a better deal.

Some of the tips provided by Jack Barker include:

Get several quotes: Insurance rates vary among different agencies so it pays to shop around. Check the internet for sites with information about insurance providers, their prices and their reputation. The National Association of Insurance Carriers is a consumer guide for comparing insurance premiums and researching insurance companies.

Speed kills: Speeding and other moving violations that result in your getting a ticket will drive your rates up. The increase in premium for moving violations could be effective several years, so drive carefully!

Different rates for different vehicles: Factors used to determine insurance rates include the age, make and model of your car. New sports cars will cost more to insure than older family sedans.

Higher deductible means lower premium: If you agree to a higher deductible then you can save a bundle on your insurance premiums. Of course, this means covering more of the repair cost out of your pocket if you should file a claim.

Jack Barker owns Collision on Wheels, a mobile auto body shop. We come to you to perform minor collision repair, dent repair, scratch repair, auto paint repair, bumpers, fenders and doors. Repairs are typically done in one day or less and the cost is often less than your insurance deductible.

Jack serves homes and businesses in the North Dallas Metro area: Dallas, Plano, Richardson, Allen, Frisco, Grand Prairie, Carrolton, Farmers Branch, Fort Worth, Garland and neighboring cities and communities in Dallas, Collin and Tarrant Counties.

ALSO READ:

Most Expensive Cars to Insure & Cheapest Cars to Insure

The Insurance Cost difference between a BMW M5 Series and a regular BMW


source: emailwire